Scalable Digital Onboarding & Account Opening (DAO) Solutions

Accelerate acquisition, reduce abandonment, and deliver frictionless onboarding experiences across Retail, Business, Commercial and Member journeys that seamlessly integrate with any core.

Modernized Digital Onboarding with 60%+ Conversion Rates and 0 Fraud

Enhanced conversion through human-centric digital experience.

Increased share of wallet through positioning meaningful offers.

Frictionless, yet secure identity and compliance workflows.

Enhanced conversion through human-centric digital experience.

Your customers / members expectations are shifting. Today’s clients expect instant, intuitive digital onboarding. As a competitive financial institution you need compliance, security and orchestration, not another siloed form that doesn’t reflect your brand. At Accutive FinTech, we build solutions that bridge the gap between legacy systems, regulatory requirements, and modern customer experience.

Why does Digital Onboarding Fail for so many banks and credit unions?

Clunky, error-prone and disjointed processes. Read Accutive FinTech’s eBook to overcome these challenges and adopt best practices.

End-to-end onboarding

without platform lock-in

Dynamic digital applications and forms

Identity verification, KYC/KYB, AML, fraud orchestration

eSignature, document collection & workflow automation

Core, LOS, CRM, open banking & 3rd-party integrations

Save and resume, omnichannel UX, multilingual support

Analytics, optimization and abandonment tracking

Accessible design for inclusive onboarding

Security, auditability and regulatory alignment

Whether you’re modernizing a legacy front-end or launching fully digital onboarding journeys, Accutive FinTech works with your current ecosystem, no rip-and-replace required.

Are your digital journeys leaving conversions on the table?

Our Complimentary Digital Onboarding Assessment benchmarks your current onboarding experience against best-in-class financial institutions. We identify friction, compliance risks, technical gaps and high-ROI opportunities.

Segment-Specific Onboarding That Scales With Your Institution

Retail Onboarding

Remove friction from consumer acquisition
Use Cases
Benefits
  • Mobile-optimized UX lowers abandonment
  • Fully digital disclosures, signatures & workflows
  • Launch new products rapidly with reusable components

Business Onboarding

KYB, ownership complexity and risk — simplified
Use Cases
Benefits
  • Tailored workflows for business types and risk tiers
  • Automated verification for AML, EIN, and corporate data
  • Integration with CRM, LOS, and risk platforms

Commercial Onboarding

Modern onboarding for high-value commercial relationships
Use Cases
Benefits
  • Configurable review and approval workflows
  • Role-based access and compliance guardrails
  • Exception handling and audit-ready recordkeeping

Member-first onboarding that reflects your mission

Featured Onboarding Solution:

Temenos Journey Manager

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    Highly configurable onboarding engine
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    Data-driven optimization
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    Seamless integration capabilities

Why Accutive Fintech

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    North American delivery and regulated-market expertise
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    Quality First development methodology with low defect rates
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    Pre-built accelerators reduce project timelines
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    Core-agnostic integration patterns
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    Managed services + continuous optimization options